How Can I Send Money From USA to Nigeria?

How Can I Send Money From USA to Nigeria? The United States of America is the world’s largest provider of foreign remittances, and Nigeria is one of the top recipients. In 2021, the expected value of remittances from the United States to Nigeria will be $18 billion, up from nearly $106 billion in the previous five years.

These remittances make a sizable contribution to Nigerian households’ income. This page discusses the various methods available for sending money from the United States of America to Nigeria.

How Can I Send Money From USA to Nigeria?

The following are the numerous methods for sending money from the United States of America USA to Nigeria:


MoneyGram can be used to send money to Nigeria from within the country, either online or in person. It’s simple to send money online via the MoneyGram website or mobile app. Before any transaction can be completed, the sender in the United States of America must create a money account, which is completely free and just takes a few minutes. After successfully creating an account using the mobile app or the MoneyGram website, the sender should log in to the MoneyGram portal and select a recipient, providing the recipient’s complete name and address, as well as the amount to be transferred and the mode of payment. The sender then selects the payment method, which may be a debit card, prepaid card, credit card, or bank account. The confirmation step enables a review of the submitted information and displays the transaction fee that will be paid. The final step is to click the send button to transmit money. The transaction is executed as quickly as possible, with the recipient in Nigeria receiving the funds within minutes.


WorldRemit is one method of sending money from the United States to Nigeria. It offers a variety of payment alternatives, including cash collection, international bank transfer, mobile wallet, and airtime top-up. With thousands of WorldRemit local partner networks located throughout the world that act as a payment gateway between the consumer and WorldRemit, anyone in the United States of America can send money to Nigeria utilizing the Cash pickup option.

Read also: Overcoming (And Embracing) Mental Health Issues When Looking For A Job

To perform the Cash pickup, the sender must provide a means of identification, which must be current, clear, and legible, as well as personal information about the sender, the recipient’s full name, which must match the recipient’s means of identification, the recipient’s account details, which must include the recipient’s account name and account number, and the amount to be sent. Following the review process, payment is the final step in finalizing the transaction, at which point the sender is informed of the transaction fee, exchange rate, and amount to be collected in Naira. Typically, it takes the recipient an average of three minutes to receive the money at a supported location within WorldRemit’s local partner network. Once the payment is made accessible, the recipient in Nigeria will receive an SMS with a transaction reference, which will be used to collect the funds, along with a valid form of identification that includes the recipient’s full name as specified in the transaction and a photo. Cash pickup partners in Nigeria include Express Union, WafaCash, Credit Populaire, United Bank for Africa (UBA), and Express Exchange.

Then there is the option of an international bank transfer, which can be completed using any smartphone, tablet, or computer. This requires the creation of a WorldRemit account via the website or application platform. After successfully creating an account with WorldRemit, the procedure of sending money over the world via this method is a walk in the park. To send money, log in to the newly created WorldRemit account, select Nigeria as the recipient country, and enter the desired amount in the required space. The recipient’s details in Nigeria will then be provided, including their full name, address, phone number, account number, and BIC/SWIFT code. The Bank Identification Number (BIC) or SWIFT code is used to verify which bank should receive the funds. It can be obtained online utilizing a BIC/SWIFT code finder. The sender may finish the transaction by paying using a bank account, debit, prepaid, or credit card, Apple Pay, Trusty, Mobile Money, Klarna, or iDEAL. Prior to payment confirmation, the WorldRemit fee, the exchange rate, and the amount to be received in Naira will be presented. Transactions occur instantly. Zenith Bank, Union Bank (formerly Titan Trust Bank), Polaris Bank, Access Bank, First Bank, United Bank for Africa (UBA), and Guarantee Trust Company are all qualified to receive payments via WorldRemit (GTCO).


Using a mobile phone, tablet, or computer, Xoom enables users to send money from the United States to any place in the world. The following sections detail the process of sending money from the United States of America to Nigeria. The first step is to create a free Xoom account. After creating an account, log into the Xoom portal, either via the Xoom app or the website, and select money transfer options that require the recipient’s name and country, in this example, Nigeria, followed by the amount to be sent and the delivery mode. Xoom’s delivery options include Cash Pick-Up, Bank Deposit, and Door-to-Door. The third step is to provide the recipient’s information, which includes the recipient’s full name, address, bank name, and account number. After that, input your payment information, which might be a checking account, debit card, or credit card. The next step prior to completing the transaction is to review the submitted information and confirm the transfer. Xoom charges a processing fee for each transaction, ranging from $4.99 when using a bank account to $15.49 when using a credit or debit card.

The transaction takes between one and four working days, depending on the funding source; four working days when using a checking account, and one or less when using a debit or credit card. The funds are transferred to the beneficiary in Nigeria in Naira. The platform’s integrity is safeguarded by 128-bit data security encryption that encrypts all information sent between customers and the Xoom website. Paypal-owned Xoom is certified by third-party privacy organizations and is controlled by state and federal government bodies in the United States.


There are additional options for sending money from the United States of America to Nigeria, including Western Union, Wise, Remitly, and Currencyfair. However, we have been able to discuss How I can Send Money From USA to Nigeria

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button
%d bloggers like this: